Used Car Financing

Apply Now!

Finding affordable used car financing is easy at YBH Used Car. Our dedicated finance department is staffed by a team of knowledgeable professionals who will help you acquire the credit you need to purchase a great used vehicle. No matter what your current credit situation is, our financial experts will work with you and our collection of lenders to find an auto loan that fits your budget.

What Do I Need to Know About Used Car Loans?

Buying a used car is actually a lot like buying a new one, in that the financing process works about the same. You first need to complete a finance application. This application includes your personal and financial information that’s then shared with a variety of lenders. The lenders review your application and decide whether they’ll offer you a loan and what the loan terms will be.

The finance team at YBH Used Car will help you complete and submit a finance application. By sending the application to multiple lenders at once, you increase your chances of finding the most favorable loan terms. Sending it at the same time also helps to protect your credit score since the multiple queries will be flagged as shopping for credit by the credit reporting agencies and therefore not result in a negative hit on your overall score.

What to Keep in Mind When Financing a Used Car

When you consider financing a used vehicle, there are a few things to keep in mind. First, you want to create a used car budget that essentially outlines how much car you can afford. This number can be based on what you’d like your monthly payments to be or how quickly you’d like to pay back the loan. A car loan calculator can help you with these estimates.

You also want to take into account any down payment or trade-in value of your current vehicle. By putting money toward the purchase of your next vehicle, you’ll reduce the amount you need to finance, which could affect your ability to be approved for credit, your monthly payment amount, and more.

Want to know more about used car financing? Contact our finance department at YBH Used Car today!

Need Help?




Monday: 9:00AM - 8:00PM

Tuesday: 9:00AM - 8:00PM

Wednesday: 9:00AM - 8:00PM

Thursday: 9:00AM - 8:00PM

Friday: 9:00AM - 6:00PM

Saturday: 9:00AM - 5:00PM

Sunday: Closed